Mortgage Blog
Getting you the mortgage you deserve
Why the Lowest Mortgage Rate Is Not Always the Best Deal
October 25, 2026 | Posted by: Ali Shemirani
Shopping for a mortgage can feel surprisingly simple at first. One lender quotes a 6.50% interest rate. Another quotes 6.75%. Surely the first lender wins, right? Not necessarily. The lower rate mi ...
read more
HELOC or Cash-Out Refinance in 2026: Should You Give Up Your Low Mortgage Rate?
October 19, 2026 | Posted by: Ali Shemirani
Need Cash From Your Home? Start With the Mortgage Rate You Already Have You need money for a renovation, debt repayment, or another planned expense. Your home has equity, so borrowing against it ma ...
read more
Adjustable-Rate Mortgage: Can You Afford the Reset?
October 7, 2026 | Posted by: Ali Shemirani
Considering an Adjustable-Rate Mortgage? Check the Payment After the Introductory Rate A lower starting mortgage payment can make a home feel within reach. Before choosing an adjustable-rat ...
read more
Sept 16-2026 - Federal Reserve issues FOMC statement
September 16, 2026 | Posted by: Ali Shemirani
The Federal Open Market Committee approved the following statement for release by a 12 – 0 vote: The Committee decided to raise the target range for th ...
read more
Under Contract on a Home? What to Check Before Your Mortgage Rate Lock Expires
September 14, 2026 | Posted by: Ali Shemirani
Your offer is accepted. You have a mortgage rate you can work with. Now the closing date has moved, and one detail deserves immediate attention: does your rate lock still cover the new schedule? If y ...
read more
Should You Wait for Lower Mortgage Rates to Buy?
August 21, 2026 | Posted by: Ali Shemirani
If you are hoping to buy a home, there is a good chance you have asked yourself the same question as millions of other potential buyers: Should I wait for mortgage rates to come down? It is a r ...
read more
Seller Credit or Lower Mortgage Rate: Which Could Save a Homebuyer More?
August 5, 2026 | Posted by: Ali Shemirani
Seller Credit or Lower Mortgage Rate: Which Could Save a Homebuyer More? When negotiating a home purchase, many buyers focus almost entirely on the sale price. Price matters, but it is not the only ...
read more
July 29-2026: Federal Reserve issues FOMC statement
July 30, 2026 | Posted by: Ali Shemirani
The Federal Open Market Committee approved the following statement for relea ...
read more
Mortgage Rates Are Rising, Should You Buy Now?
July 24, 2026 | Posted by: Ali Shemirani
Mortgage Rates Are Rising Again, What Should Buyers Do Before the Next Federal Reserve Decision? Mortgage rates have moved higher again, and many homebuyers are asking the same question: Should ...
read more
Mortgage Rates Are Still Above 6%, Should Homeowners Wait, Refinance, or Rework Their Budget?
July 7, 2026 | Posted by: Ali Shemirani
Mortgage rates are still one of the biggest questions facing U.S. homebuyers and homeowners in 2026. Many people are watching headlines, waiting for rates to fall, or wondering whether refinancing s ...
read more